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ZIP 48909
Housing & Real Estate

ZIP 48909 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48909

Median Home Value

$56,700

Median Rent

$936

Affordability Snapshot

$16,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$364/mo PITI).

24%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x

Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

5.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48909, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $364. That sits below the local median household income ($46,613), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

4.3%-93% vs US avg

Vacancy Rate

8.8%-14% vs US avg

Broadband Access

91.6%+5% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

6.0%-53% vs US avg

Built Post-2014

2.0%-71% vs US avg

Rent Burden >30%

14.3%-71% vs US avg

Mortgage-Free

79.8%+109% vs US avg

$56,700

Home Value

$936

Rent

1983

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached9.0%
1-unit attached3.9%
2-9 units19.8%
10+ units67.3%
Mobile home & other0.0%

ZIP 48909 — Housing & Real Estate

Housing & Real Estate in ZIP Code 48909

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