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, MI

ZIP 48856 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48856

Median Home Value
$141,900
Median Rent
$543
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$912/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48856 in MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $912. That sits below the local median household income ($82,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+21% vs US avg
x
Vacancy Rate
13.3%+30% vs US avg
x
Broadband Access
73.3%-16% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.0%-90% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$141,900
Home Value
$543
Rent
1942
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.6%
  • 1-unit attached2.7%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,900
Median rent$543
Owner-occupied79.5%
Vacant13.3%
Price-to-income1.7x
Est. income to buy$39,000