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Henderson CDP, MI

ZIP 48841 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48841

Median Home Value
$176,300
Median Rent
$542
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,133/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48841 in Henderson CDP, MI, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,133. That sits below the local median household income ($55,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
84.6%-3% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
12.8%-0% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.1%-92% vs US avg
x
Mortgage-Free
38.9%+2% vs US avg
x
$176,300
Home Value
$542
Rent
1951
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.1%
  • 1-unit attached0.0%
  • 2-9 units6.2%
  • 10+ units0.0%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,300
Median rent$542
Owner-occupied84.6%
Vacant5.3%
Price-to-income3.2x
Est. income to buy$49,000