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Crystal CDP, MI

ZIP 48818 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48818

Median Home Value
$185,000
Median Rent
$476
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,188/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48818 in Crystal CDP, MI, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,188. That sits below the local median household income ($59,148), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.4%+32% vs US avg
x
Vacancy Rate
32.0%+211% vs US avg
x
Broadband Access
82.5%-5% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
20.6%-59% vs US avg
x
Mortgage-Free
55.0%+44% vs US avg
x
$185,000
Home Value
$476
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached1.6%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other10.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,000
Median rent$476
Owner-occupied86.4%
Vacant32.0%
Price-to-income3.1x
Est. income to buy$51,000