ZIP Code 48724 — undefined, MI Demographics & Data

ZIP code 48724 covers MI in Saginaw County with a population of about 1,226.

At a glance, the area shows median age of 15.6 versus a U.S. median of about 38.9.

It sits in telephone area code 989; U.S. House district MI-8; the FLINT - SAGINAW - BAY CITY media market.

Median household income in ZIP 48724 is about $31,787 — about 58% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 48.1%; unemployment rate near 5.9%; 2.0% of adults with a bachelor’s degree or higher (about 31.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Wholesale trade; about 26.7% of workers reporting work-from-home (about 11.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $68,100 — about 80% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 29.0% (about 36.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48724 in MI, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $437. That sits below the local median household income ($31,787), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MI as Relatively Moderate (composite score 88.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.4) and hurricane (50.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MI show little to no average snow and around 34.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 48 for ZIP 48724 (MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.