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Prudenville CDP, MI

ZIP 48651 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48651

Median Home Value
$156,000
Median Rent
$685
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,002/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48651 in Prudenville CDP, MI, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,002. That is roughly in line with the local median household income ($42,938). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 47% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.4%+12% vs US avg
x
Vacancy Rate
47.0%+357% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
59.6%+56% vs US avg
x
$156,000
Home Value
$685
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.5%
  • 1-unit attached0.8%
  • 2-9 units2.3%
  • 10+ units2.1%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,000
Median rent$685
Owner-occupied73.4%
Vacant47.0%
Price-to-income3.6x
Est. income to buy$43,000