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Kinde village, MI

ZIP 48445 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48445

Median Home Value
$117,600
Median Rent
$477
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$755/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48445 in Kinde village, MI, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $755. That sits below the local median household income ($57,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.1%+26% vs US avg
x
Vacancy Rate
22.7%+120% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
29.4%-41% vs US avg
x
Mortgage-Free
58.2%+52% vs US avg
x
$117,600
Home Value
$477
Rent
1964
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.6%
  • 1-unit attached0.0%
  • 2-9 units2.0%
  • 10+ units0.5%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,600
Median rent$477
Owner-occupied82.1%
Vacant22.7%
Price-to-income2.0x
Est. income to buy$32,000