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Holly village, MI

ZIP 48442 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48442

Median Home Value
$252,500
Median Rent
$1,011
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,622/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48442 in Holly village, MI, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,622. That sits below the local median household income ($80,281), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$252,500
Home Value
$1,011
Rent
1988
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.7%
  • 1-unit attached3.3%
  • 2-9 units3.3%
  • 10+ units11.0%
  • Mobile home & other9.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,500
Median rent$1,011
Owner-occupied78.0%
Vacant3.8%
Price-to-income3.1x
Est. income to buy$70,000