ZIP Code 48438 — Goodrich village, MI Demographics & Data

ZIP code 48438 covers Goodrich, MI in Genesee County with a population of about 7,305.

At a glance, the area shows median age of 43.6 versus a U.S. median of about 38.9.

It sits in telephone area code 810; U.S. House district MI-8; the FLINT - SAGINAW - BAY CITY media market.

Median household income in ZIP 48438 is about $100,759 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.5%; unemployment rate near 5.0%; 34.5% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $309,000 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,012 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 96.0% (about 30.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48438 in Goodrich, MI, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,985. That sits below the local median household income ($100,759), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Goodrich village, MI as Relatively Moderate (composite score 92.2), which is among the highest nationally. The strongest component scores on US5 are flood (92.6) and hurricane (45.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Goodrich village, MI show little to no average snow and around 32.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 286 for ZIP 48438 (Goodrich village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.