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Pontiac city, MI

ZIP 48341 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48341

Median Home Value
$124,600
Median Rent
$750
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$800/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48341 in Pontiac city, MI, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $800. That sits below the local median household income ($46,185), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.9%-22% vs US avg
x
Vacancy Rate
10.7%+3% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
12.7%-1% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
37.6%-2% vs US avg
x
$124,600
Home Value
$750
Rent
1955
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.2%
  • 1-unit attached6.2%
  • 2-9 units12.9%
  • 10+ units14.0%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,600
Median rent$750
Owner-occupied50.9%
Vacant10.7%
Price-to-income2.7x
Est. income to buy$34,000