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Taylor city, MI

ZIP 48180 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48180

Median Home Value
$141,200
Median Rent
$888
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$907/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48180 in Taylor city, MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $907. That sits below the local median household income ($59,537), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
20.9%-58% vs US avg
x
Mortgage-Free
44.0%+15% vs US avg
x
$141,200
Home Value
$888
Rent
1963
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.2%
  • 1-unit attached5.6%
  • 2-9 units10.4%
  • 10+ units8.6%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,200
Median rent$888
Owner-occupied65.8%
Vacant5.5%
Price-to-income2.4x
Est. income to buy$39,000