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Stony Point CDP, MI

ZIP 48166 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48166

Median Home Value
$217,000
Median Rent
$1,082
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,394/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48166 in Stony Point CDP, MI, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,394. That sits below the local median household income ($70,923), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
8.5%-34% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
40.9%+7% vs US avg
x
$217,000
Home Value
$1,082
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.9%
  • 1-unit attached2.3%
  • 2-9 units0.4%
  • 10+ units2.8%
  • Mobile home & other33.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,000
Median rent$1,082
Owner-occupied81.0%
Vacant7.6%
Price-to-income3.1x
Est. income to buy$60,000