ZIP Code 48118 — Chelsea city, MI Demographics & Data

ZIP code 48118 covers Chelsea, MI in Washtenaw County with a population of about 13,088.

At a glance, the area shows median age of 48.8 versus a U.S. median of about 38.9.

It sits in telephone area code 734; U.S. House district MI-6; the DETROIT media market.

Median household income in ZIP 48118 is about $87,934 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 2.0%; 50.6% of adults with a bachelor’s degree or higher (about 16.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 19.3% of workers reporting work-from-home (about 4.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $348,500 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,317 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 79.3% (about 13.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48118 in Chelsea, MI, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,239. That is roughly in line with the local median household income ($87,934). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chelsea city, MI as Relatively Moderate (composite score 89.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.3) and hurricane (48.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chelsea city, MI show little to no average snow and around 34.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 512 for ZIP 48118 (Chelsea city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.