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Warren city, MI

ZIP 48091 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48091

Median Home Value
$138,700
Median Rent
$968
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$891/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48091 in Warren city, MI, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $891. That sits below the local median household income ($53,400), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
12.7%+24% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
0.2%-99% vs US avg
x
Built Pre-1939
8.9%-30% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.9%-36% vs US avg
x
Mortgage-Free
41.4%+8% vs US avg
x
$138,700
Home Value
$968
Rent
1964
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached5.9%
  • 2-9 units8.1%
  • 10+ units5.7%
  • Mobile home & other11.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,700
Median rent$968
Owner-occupied65.8%
Vacant12.7%
Price-to-income2.6x
Est. income to buy$38,000