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Warren city, MI

ZIP 48089 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48089

Median Home Value
$117,300
Median Rent
$952
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$754/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48089 in Warren city, MI, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($53,076), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.1%-16% vs US avg
x
Vacancy Rate
8.3%-20% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
28.9%-42% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$117,300
Home Value
$952
Rent
1962
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.2%
  • 1-unit attached2.1%
  • 2-9 units4.5%
  • 10+ units5.1%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,300
Median rent$952
Owner-occupied55.1%
Vacant8.3%
Price-to-income2.2x
Est. income to buy$32,000