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ZIP 47728 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47728

Median Home Value
$93,100
Median Rent
$712
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$598/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47728, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $598. That sits below the local median household income ($58,325), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (28% built before 1939)

Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
8.4%-19% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
0.4%-98% vs US avg
x
Built Pre-1939
28.1%+119% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
34.8%-30% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$93,100
Home Value
$712
Rent
1951
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.1%
  • 1-unit attached4.5%
  • 2-9 units9.3%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$93,100
Median rent$712
Owner-occupied64.8%
Vacant8.4%
Price-to-income1.6x
Est. income to buy$26,000