US5.com
  1. Home
  2. States
  3. Indiana
  4. ZIP 47665
  5. Housing & Real Estate
Owensville town, IN

ZIP 47665 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47665

Median Home Value
$200,100
Median Rent
$759
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,285/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47665 in Owensville town, IN, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,285. That sits below the local median household income ($67,697), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
7.6%-85% vs US avg
x
Mortgage-Free
40.6%+6% vs US avg
x
$200,100
Home Value
$759
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached0.4%
  • 2-9 units2.2%
  • 10+ units2.6%
  • Mobile home & other18.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,100
Median rent$759
Owner-occupied82.6%
Vacant5.6%
Price-to-income3.0x
Est. income to buy$55,000