ZIP Code 47550 — Santa Claus town, IN Demographics & Data

ZIP code 47550 covers Santa Claus, IN in Spencer County with a population of about 670.

At a glance, the area shows median age of 38.0 (near the U.S. median).

It sits in telephone area codes 812, 930; U.S. House district IN-8; the EVANSVILLE media market.

Median household income in ZIP 47550 is about $112,396 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 7.6%; 29.8% of adults with a bachelor’s degree or higher (about 3.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Administrative support; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $189,600 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.6% (about 30.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47550 in Santa Claus, IN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,218. That sits below the local median household income ($112,396), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Santa Claus town, IN as Very Low (composite score 39.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (45.5) and wildfire (29.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Santa Claus town, IN show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 47550 (Santa Claus town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.