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Columbus city, IN

ZIP 47201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47201

Median Home Value
$217,600
Median Rent
$1,023
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,398/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47201 in Columbus city, IN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,398. That sits below the local median household income ($82,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.9%-1% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
34.1%-11% vs US avg
x
$217,600
Home Value
$1,023
Rent
1982
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.8%
  • 1-unit attached1.3%
  • 2-9 units10.0%
  • 10+ units12.3%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,600
Median rent$1,023
Owner-occupied64.9%
Vacant5.9%
Price-to-income2.6x
Est. income to buy$60,000