What to know about ZIP 46977
ZIP code 46977 covers ZIP 46977 with a population of about 3,193.
At a glance, the area shows median age of 43.6 versus a U.S. median of about 38.9.
It sits in the INDIANAPOLIS media market.
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ZIP Code 46977 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
3,193
Density
N/A
Median income
$67,984
-10% vs US avg
Home value
$160,345
-54% vs US avg
Median rent
$615
-47% vs US avg
Timezone
N/A
Overview of ZIP Code 46977
Income and economy in ZIP 46977
Median household income in ZIP 46977 is about $67,984 — about 10% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 1.7%; 14.5% of adults with a bachelor’s degree or higher (about 19.2 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 46977
Median home value is about $160,345 — about 54% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $615 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 83.1% (about 17.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 46977, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,030. That sits below the local median household income ($67,984), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.