What to know about ZIP 46899
ZIP code 46899 covers ZIP 46899 with a population of about 3,070.
At a glance, the area shows median age of 34.9 versus a U.S. median of about 38.9.
It sits in the FT. WAYNE media market.
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ZIP Code 46899 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
3,070
Density
N/A
Median income
$42,339
-44% vs US avg
Home value
$103,400
-70% vs US avg
Median rent
$634
-45% vs US avg
Timezone
N/A
Overview of ZIP Code 46899
Income and economy in ZIP 46899
Median household income in ZIP 46899 is about $42,339 — about 44% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 22.6%; unemployment rate near 5.2%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 46899
Median home value is about $103,400 — about 70% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $634 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 41.3% (about 24.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 46899, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $664. That sits below the local median household income ($42,339), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.