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ZIP Code 46885 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
6,117
Density
N/A
Median income
$72,469
-4% vs US avg
Home value
$158,700
-54% vs US avg
Median rent
$1,163
-0% vs US avg
Timezone
N/A

Overview of ZIP Code 46885

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What to know about ZIP 46885

ZIP code 46885 covers ZIP 46885 with a population of about 6,117.

At a glance, the area shows median age of 34.2 versus a U.S. median of about 38.9.

It sits in the FT. WAYNE media market.

Income and economy in ZIP 46885

Median household income in ZIP 46885 is about $72,469 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.7%; unemployment rate near 3.1%; 30.1% of adults with a bachelor’s degree or higher (about 3.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 46885

Median home value is about $158,700 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,163 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 87.0% (about 21.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46885, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,019. That sits below the local median household income ($72,469), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.