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Fort Wayne city, IN

ZIP 46808 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46808

Median Home Value
$127,800
Median Rent
$706
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$821/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46808 in Fort Wayne city, IN, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $821. That sits below the local median household income ($53,632), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.6%-3% vs US avg
x
Vacancy Rate
7.0%-33% vs US avg
x
Broadband Access
89.9%+3% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
12.5%-2% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
21.1%-57% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$127,800
Home Value
$706
Rent
1954
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached2.5%
  • 2-9 units11.3%
  • 10+ units7.5%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$127,800
Median rent$706
Owner-occupied63.6%
Vacant7.0%
Price-to-income2.4x
Est. income to buy$35,000