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Ligonier city, IN

ZIP 46767 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46767

Median Home Value
$186,200
Median Rent
$642
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,196/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46767 in Ligonier city, IN, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,196. That sits below the local median household income ($75,827), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.5%+14% vs US avg
x
Vacancy Rate
7.7%-26% vs US avg
x
Broadband Access
72.0%-17% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
7.0%-86% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$186,200
Home Value
$642
Rent
1980
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.2%
  • 1-unit attached1.4%
  • 2-9 units9.1%
  • 10+ units4.9%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,200
Median rent$642
Owner-occupied74.5%
Vacant7.7%
Price-to-income2.5x
Est. income to buy$51,000