Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 46624 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 46624 covers IN in St. Joseph County with a population of about 31.
At a glance, the area shows median age of 86.8 versus a U.S. median of about 38.9.
It sits in telephone area code 574; U.S. House district IN-2; the SOUTH BEND - ELKHART media market.
IN reads as a military / base-oriented community on US5’s intent model (elevated veteran share (22.6%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
On socioeconomic markers, US5 shows a poverty rate of 29.0%; 71.0% of adults with a bachelor’s degree or higher (about 37.3 points above the national share (33.7%)).
Housing tenure and rents show median gross rent around $2,222 (about 91% above the U.S. median rent ($1,163)), and owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).
FEMA’s National Risk Index rates natural-hazard risk for IN as Relatively Moderate (composite score 85.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.4) and hurricane (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for IN show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 1 for ZIP 46624 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.