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Bass Lake CDP, IN

ZIP 46534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46534

Median Home Value
$159,600
Median Rent
$487
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,025/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46534 in Bass Lake CDP, IN, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,025. That sits below the local median household income ($60,248), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
23.1%+124% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
7.0%-46% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
16.6%-67% vs US avg
x
Mortgage-Free
42.1%+10% vs US avg
x
$159,600
Home Value
$487
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.8%
  • 1-unit attached0.1%
  • 2-9 units6.2%
  • 10+ units1.6%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,600
Median rent$487
Owner-occupied79.0%
Vacant23.1%
Price-to-income2.6x
Est. income to buy$44,000