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Granger CDP, IN

ZIP 46530 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46530

Median Home Value
$316,800
Median Rent
$1,390
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,035/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46530 in Granger CDP, IN, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,035. That sits below the local median household income ($114,684), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.4%+32% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
9.5%-36% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
33.9%-32% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$316,800
Home Value
$1,390
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached0.8%
  • 2-9 units4.3%
  • 10+ units7.0%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,800
Median rent$1,390
Owner-occupied86.4%
Vacant3.9%
Price-to-income2.8x
Est. income to buy$87,000