What to know about ZIP 46527
ZIP code 46527 covers ZIP 46527 with a population of about 3,097.
At a glance, the area shows median age of 33.9 versus a U.S. median of about 38.9.
It sits in the SOUTH BEND - ELKHART media market.
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ZIP Code 46527 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
3,097
Density
N/A
Median income
$41,557
-45% vs US avg
Home value
$118,000
-66% vs US avg
Median rent
$803
-31% vs US avg
Timezone
N/A
Overview of ZIP Code 46527
Income and economy in ZIP 46527
Median household income in ZIP 46527 is about $41,557 — about 45% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 33.9%; unemployment rate near 5.5%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 0.1% of workers reporting work-from-home (about 15.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 46527
Median home value is about $118,000 — about 66% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $803 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 69.9% (about 4.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 46527, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $758. That sits below the local median household income ($41,557), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.