What to know about ZIP 46401
ZIP code 46401 covers ZIP 46401 with a population of about 717.
At a glance, the area shows median age of 28.3 versus a U.S. median of about 38.9.
It sits in the CHICAGO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 46401 covers ZIP 46401 with a population of about 717.
At a glance, the area shows median age of 28.3 versus a U.S. median of about 38.9.
It sits in the CHICAGO media market.
Median household income in ZIP 46401 is about $18,728 — about 75% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 46.6%; unemployment rate near 15.9%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Transportation, Retail trade, and Healthcare; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 126.0 minutes (U.S. average near 26.8).
Median home value is about $53,100 — about 85% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $748 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 50.0% (about 15.4 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 46401, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $341. That sits below the local median household income ($18,728), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.