ZIP Code 46393 — Wheeler CDP, IN Demographics & Data

ZIP code 46393 covers Wheeler, IN in Porter County with a population of about 128.

At a glance, the area shows median age of 63.9 versus a U.S. median of about 38.9.

It sits in telephone area code 219; U.S. House district IN-1; the CHICAGO media market.

Wheeler, IN fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 46393 is about $36,645 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 0.0%; 8.6% of adults with a bachelor’s degree or higher (about 25.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Other services, and Construction; about 27.1% of workers reporting work-from-home (about 11.9 points above the U.S. share (15.2%)); a mean commute of about 51.0 minutes (U.S. average near 26.8).

Median home value is about $135,200 — about 61% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46393 in Wheeler, IN, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $868. That is roughly in line with the local median household income ($36,645). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wheeler CDP, IN as Relatively Moderate (composite score 81.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (80.0) and wildfire (60.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wheeler CDP, IN show little to no average snow and around 40.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 46393 (Wheeler CDP, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.