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Lowell town, IN

ZIP 46356 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46356

Median Home Value
$256,300
Median Rent
$903
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,646/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46356 in Lowell town, IN, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,646. That sits below the local median household income ($87,535), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.3%+36% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
12.8%-74% vs US avg
x
Mortgage-Free
26.2%-31% vs US avg
x
$256,300
Home Value
$903
Rent
1988
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached7.2%
  • 2-9 units3.1%
  • 10+ units3.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$256,300
Median rent$903
Owner-occupied89.3%
Vacant4.3%
Price-to-income2.9x
Est. income to buy$71,000