US5.com
  1. Home
  2. States
  3. Indiana
  4. ZIP 46348
  5. Housing & Real Estate
La Crosse town, IN

ZIP 46348 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46348

Median Home Value
$157,400
Median Rent
$600
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,011/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46348 in La Crosse town, IN, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,011. That sits below the local median household income ($51,076), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
5.1%-51% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
11.4%-11% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
57.5%+16% vs US avg
x
Mortgage-Free
46.6%+22% vs US avg
x
$157,400
Home Value
$600
Rent
1963
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other7.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,400
Median rent$600
Owner-occupied83.1%
Vacant5.1%
Price-to-income3.1x
Est. income to buy$43,000