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Crown Point city, IN

ZIP 46307 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46307

Median Home Value
$293,500
Median Rent
$1,152
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,885/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46307 in Crown Point city, IN, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,885. That sits below the local median household income ($102,118), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
27.8%-27% vs US avg
x
$293,500
Home Value
$1,152
Rent
1988
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached10.6%
  • 2-9 units5.5%
  • 10+ units4.7%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,500
Median rent$1,152
Owner-occupied86.8%
Vacant2.8%
Price-to-income2.9x
Est. income to buy$81,000