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ZIP 46251 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46251

Median Home Value
$129,600
Median Rent
$772
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$833/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46251, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $833. That sits below the local median household income ($52,903), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.9%-16% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
17.0%+33% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
41.0%-18% vs US avg
x
Mortgage-Free
61.4%+61% vs US avg
x
$129,600
Home Value
$772
Rent
1965
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.6%
  • 1-unit attached8.1%
  • 2-9 units15.2%
  • 10+ units2.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$129,600
Median rent$772
Owner-occupied54.9%
Vacant13.9%
Price-to-income2.4x
Est. income to buy$36,000