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Indianapolis city (balance), IN

ZIP 46219 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46219

Median Home Value
$177,000
Median Rent
$783
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,137/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46219 in Indianapolis city (balance), IN, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,137. That sits below the local median household income ($57,811), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
30.2%-39% vs US avg
x
Mortgage-Free
33.2%-13% vs US avg
x
$177,000
Home Value
$783
Rent
1956
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached7.3%
  • 2-9 units10.0%
  • 10+ units16.0%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,000
Median rent$783
Owner-occupied58.1%
Vacant9.1%
Price-to-income3.1x
Est. income to buy$49,000