ZIP Code 46175 — Russellville town, IN Demographics & Data

ZIP code 46175 covers Russellville, IN in Putnam County with a population of about 451.

At a glance, the area shows median age of 46.2 versus a U.S. median of about 38.9.

It sits in telephone area code 765; U.S. House district IN-4; the INDIANAPOLIS media market.

Median household income in ZIP 46175 is about $72,143 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.1%; unemployment rate near 0.0%; 11.9% of adults with a bachelor’s degree or higher (about 21.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Information, Manufacturing, and Construction; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $160,700 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.2% (about 30.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46175 in Russellville, IN, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,032. That sits below the local median household income ($72,143), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Russellville town, IN as Relatively Low (composite score 42.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (48.1) and hurricane (19.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Russellville town, IN show little to no average snow and around 46.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 46175 (Russellville town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.