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Rushville city, IN

ZIP 46173 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46173

Median Home Value
$153,900
Median Rent
$655
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$989/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46173 in Rushville city, IN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $989. That sits below the local median household income ($65,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.5%+8% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
16.2%-67% vs US avg
x
Mortgage-Free
39.9%+4% vs US avg
x
$153,900
Home Value
$655
Rent
1954
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached1.5%
  • 2-9 units9.1%
  • 10+ units6.2%
  • Mobile home & other7.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,900
Median rent$655
Owner-occupied70.5%
Vacant9.5%
Price-to-income2.3x
Est. income to buy$42,000