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, IN

ZIP Code 46146 — undefined, IN Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Map, Quick Facts & Location

Quick Facts

Local time
Population
106
Median Income
N/A
Home Value
$130,000
-63% vs US avg
Median Rent
N/A
Median Age
22.7 yrs
-42% vs US avg
City
N/A
Timezone
America/Indiana/Indianapolis
Area Code
Congress
Top Ancestry
EuropeanDutchGerman
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Location
Coordinates
39.5857, -85.5683
Elevation
948 ft
Land Area
0.8 sq mi
Water Area
0.0 sq mi

At a glance

Population
106
Density
N/A
Median income
N/A
Home value
$130,000
-63% vs US avg
Median rent
N/A
Timezone
America/Indiana/Indianapolis

Overview of ZIP Code 46146

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What to know about ZIP 46146

ZIP code 46146 covers IN in Rush County with a population of about 106.

At a glance, the area shows median age of 22.7 versus a U.S. median of about 38.9.

It sits in telephone area code 765; U.S. House district IN-6; the INDIANAPOLIS media market.

Income and economy in IN

On socioeconomic markers, US5 shows a poverty rate of 31.1%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Arts and entertainment, Manufacturing, and Education; a mean commute of about 53.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 46146

Median home value is about $130,000 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 70.6% (about 5.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46146 in IN, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $835. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for IN as Very Low (composite score 15.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (28.5) and hurricane (19.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IN show little to no average snow and around 45.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 46146 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport CLU (28.4 miles (45.6 km)) · Franklin College (26.6 miles (42.8 km)) · William Howard Taft National Historic Site (65.2 miles (104.9 km)) · VA: Indianapolis Regional Benefit Office (33.8 miles (54.4 km))

Full lists and map pins are in the Infrastructure section below.