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ZIP 46052
Housing & Real Estate

Lebanon city, IN

ZIP 46052 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46052

Median Home Value

$200,300

Median Rent

$774

Affordability Snapshot

$55,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,287/mo PITI).

14%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x

Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46052 in Lebanon city, IN, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,287. That sits below the local median household income ($66,828), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

74.8%+14% vs US avg

Vacancy Rate

3.0%-71% vs US avg

Broadband Access

89.0%+2% vs US avg

4+ Bedrooms

3.0%-80% vs US avg

Built Pre-1939

4.0%-69% vs US avg

Built Post-2014

1.0%-85% vs US avg

Rent Burden >30%

9.3%-81% vs US avg

Mortgage-Free

31.5%-17% vs US avg

$200,300

Home Value

$774

Rent

1975

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached74.1%
1-unit attached5.3%
2-9 units9.5%
10+ units6.3%
Mobile home & other5.0%

Historical Trends in 46052 (2020–Present)

Since 2020, population grew 2.5%, median income fell 4.8% (inflation-adjusted), home values increased 10.1%.

Home Value

$200,300

-42% vs US avg

Median Rent

$774

-33% vs US avg

ZIP 46052 — Housing & Real Estate

Housing & Real Estate in ZIP Code 46052

Historical Trends in 46052 (2020–Present)

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Housing & Real Estate key statistics