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, IN

ZIP 46039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46039

Median Home Value
$108,800
Median Rent
N/A
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$699/mo PITI).

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 46039 in IN, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($76,458), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
93.5%+43% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
72.2%-17% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
22.8%+78% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
72.7%+46% vs US avg
x
Mortgage-Free
24.7%-35% vs US avg
x
$108,800
Home Value
N/A
Rent
1945
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other12.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,800
Median rent$-666,666,666
Owner-occupied93.5%
Vacant10.6%
Price-to-income1.4x
Est. income to buy$30,000