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Fishers city, IN

ZIP 46037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46037

Median Home Value
$403,000
Median Rent
$1,316
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,589/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46037 in Fishers city, IN, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,589. That sits below the local median household income ($137,969), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
15.0%+1% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
22.4%-41% vs US avg
x
$403,000
Home Value
$1,316
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.8%
  • 1-unit attached4.1%
  • 2-9 units5.6%
  • 10+ units8.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$403,000
Median rent$1,316
Owner-occupied81.3%
Vacant3.5%
Price-to-income2.9x
Est. income to buy$111,000