US5.com
  1. Home
  2. States
  3. Indiana
  4. ZIP 46031
  5. Housing & Real Estate
Atlanta town, IN

ZIP 46031 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46031

Median Home Value
$177,500
Median Rent
$937
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,140/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46031 in Atlanta town, IN, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,140. That sits below the local median household income ($73,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$177,500
Home Value
$937
Rent
1950
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached0.0%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other8.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,500
Median rent$937
Owner-occupied79.3%
Vacant10.2%
Price-to-income2.4x
Est. income to buy$49,000