Median home value is about $149,100 — about 57% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $485 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 64.4% (roughly in line with the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 45771 in Racine, OH, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $958. That is roughly in line with the local median household income ($41,711). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.