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Otway village, OH

ZIP 45657 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45657

Median Home Value
$122,900
Median Rent
$451
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$789/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45657 in Otway village, OH, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $789. That sits below the local median household income ($57,946), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 39% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.4%+27% vs US avg
x
Vacancy Rate
38.7%+276% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
65.1%+70% vs US avg
x
$122,900
Home Value
$451
Rent
1982
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.1%
  • 1-unit attached0.2%
  • 2-9 units3.4%
  • 10+ units0.0%
  • Mobile home & other24.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,900
Median rent$451
Owner-occupied83.4%
Vacant38.7%
Price-to-income2.1x
Est. income to buy$34,000