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Oak Hill village, OH

ZIP 45656 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45656

Median Home Value
$117,400
Median Rent
$504
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$754/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45656 in Oak Hill village, OH, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That sits below the local median household income ($57,846), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
21.8%+111% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$117,400
Home Value
$504
Rent
1980
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.5%
  • 1-unit attached1.0%
  • 2-9 units0.3%
  • 10+ units1.2%
  • Mobile home & other29.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,400
Median rent$504
Owner-occupied80.7%
Vacant21.8%
Price-to-income2.0x
Est. income to buy$32,000