What to know about ZIP 45413
ZIP code 45413 covers ZIP 45413 with a population of about 5,847.
At a glance, the area shows median age of 39.7 (near the U.S. median).
It sits in the DAYTON media market.
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ZIP Code 45413 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
5,847
Density
N/A
Median income
$42,802
-43% vs US avg
Home value
$106,700
-69% vs US avg
Median rent
$772
-34% vs US avg
Timezone
N/A
Overview of ZIP Code 45413
Income and economy in ZIP 45413
Median household income in ZIP 45413 is about $42,802 — about 43% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 38.4%; unemployment rate near 9.8%; 15.2% of adults with a bachelor’s degree or higher (about 18.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Food services, and Retail trade; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 45413
Median home value is about $106,700 — about 69% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $772 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 55.5% (about 9.9 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 45413, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $685. That sits below the local median household income ($42,802), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.