What to know about ZIP 45401
ZIP code 45401 covers ZIP 45401 with a population of about 4,027.
At a glance, the area shows median age of 37.9 (near the U.S. median).
It sits in the DAYTON media market.
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ZIP Code 45401 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
4,027
Density
N/A
Median income
$55,074
-27% vs US avg
Home value
$224,400
-36% vs US avg
Median rent
$932
-20% vs US avg
Timezone
N/A
Overview of ZIP Code 45401
Income and economy in ZIP 45401
Median household income in ZIP 45401 is about $55,074 — about 27% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 21.6%; unemployment rate near 5.7%; 47.1% of adults with a bachelor’s degree or higher (about 13.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Public administration, Healthcare, and Manufacturing; about 13.2% of workers reporting work-from-home (about 2.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 45401
Median home value is about $224,400 — about 36% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $932 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 27.9% (about 37.5 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 45401, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,441. That is roughly in line with the local median household income ($55,074). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.