ZIP Code 45307 — Bowersville village, OH Demographics & Data

ZIP code 45307 covers Bowersville, OH in Greene County with a population of about 237.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in telephone area codes 326, 937; U.S. House district OH-10; the DAYTON media market.

Median household income in ZIP 45307 is about $54,432 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.7%; unemployment rate near 7.9%; 24.8% of adults with a bachelor’s degree or higher (about 8.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Construction, and Retail trade; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 91.0 minutes (U.S. average near 26.8).

Median home value is about $114,600 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $690 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 64.0% (about 1.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45307 in Bowersville, OH, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $736. That sits below the local median household income ($54,432), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bowersville village, OH as Relatively Low (composite score 75.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.4) and hurricane (37.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bowersville village, OH show little to no average snow and around 43.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 45307 (Bowersville village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.