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Blue Ash city, OH

ZIP 45242 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45242

Median Home Value
$421,200
Median Rent
$1,603
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,706/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45242 in Blue Ash city, OH, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,706. That is roughly in line with the local median household income ($120,869). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$421,200
Home Value
$1,603
Rent
1975
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached7.6%
  • 2-9 units5.7%
  • 10+ units9.6%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$421,200
Median rent$1,603
Owner-occupied77.0%
Vacant5.6%
Price-to-income3.5x
Est. income to buy$116,000