US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 45237
  5. Housing & Real Estate
Cincinnati city, OH

ZIP 45237 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45237

Median Home Value
$158,700
Median Rent
$714
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,019/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45237 in Cincinnati city, OH, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,019. That is roughly in line with the local median household income ($43,598). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
48.7%-26% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
15.4%+21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.5%-47% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$158,700
Home Value
$714
Rent
1956
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.0%
  • 1-unit attached4.8%
  • 2-9 units33.4%
  • 10+ units14.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,700
Median rent$714
Owner-occupied48.7%
Vacant7.4%
Price-to-income3.6x
Est. income to buy$44,000